Exchange Bank of Northeast Missouri

Serving Rural America for over 100 Years

249 N Morgan Street
Kahoka, MO 63445

423 Elizabeth Avenue
Palmyra, MO 63461

120 N Washington Street
Shelbyville MO 63469

Hwy 136 East
Lancaster MO 63548

Hwy 63 North
Queen City MO 63561

304 E Grand Avenue,
Memphis MO 63555

FOR SURCHARGE-FREE ATM locations, look for the MoneyPass logo to avoid paying ATM surcharges. The MoneyPass ATM network has over 12,000 ATMs where you live, work and travel, giving you more choices for accessing your money, and all are surcharge-free. To find the MoneyPass ATM location nearest you, visit www.moneypass.com.


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	NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.