EBNEMO
Updated Thu July 10, 2025
Published Under: General Local Banking Save Money

Missouri summers were made for backyard BBQs, cool splash days, and hometown adventures that bring neighbors together. No matter where you live in Kahoka, Lancaster, Memphis, Palmyra, Queen City, Shelbyville, or Wayland, you’ll find simple, affordable ways to make memories this season.
At Exchange Bank of Northeast Missouri, we’re proud to be part of the local summer spirit. Here’s your local bucket list for solo adventures, date nights, and family days that keep your budget on track.
Table of Contents
- Solo Summer Adventures Near Kahoka & Memphis
- Couples' Summer Fun Around Palmyra & Lancaster
- Family Days Out Near Queen City, Shelbyville & Wayland
- Money-Smart Tips for a Budget-Friendly Summer
- How EBNEMO Helps You Make the Most of Summer
Solo Summer Adventures Near Kahoka & Memphis
Sometimes you just need to get outside and enjoy your own backyard:
- Hike or birdwatch at local conservation areas – Check out ones near Kahoka or Memphis.
- Grab an iced coffee and stroll the square in Memphis — Discover local shops or farmers market stands.
- Try fishing at a nearby pond or river access point — Find some nearby in Wayland or Shelbyville.
- Visit a quiet local park with your favorite book or journal — Check out these journaling prompts for additional inspiration: 20 Journaling Prompts I Swear By for Daily Use | Wit & Delight
EBNEMO Tip: Our mobile banking app means you can pay bills or check balances without skipping your fishing trip.
Couples’ Summer Fun Around Palmyra & Lancaster
You don’t need a big vacation to make date nights special:
- Pack a picnic and relax at a local park in Palmyra – Find a shady tree and enjoy the sunset.
- Go for a scenic drive through the countryside — Take a ride around Lancaster or Queen City.
- Check out a small-town festival or music night — Bring lawn chairs and snacks. Check out Lancaster’s events on their website.
- Visit a local ice cream stand — Get each other an old-school summer treat.
Pro Tip: If you’re planning your next adventure – open a joint savings account with Exchange Bank of Northeast Missouri to simplify and encourage saving together for concert tickets or upcoming trips!
Family Days Out Near Queen City, Shelbyville & Wayland
Looking for ways to keep kids smiling all summer? Try these:
- Hop into your swimsuits and cool off at local splash pads or pools — Look for pools and splash pads near Queen City or Memphis.
- Set up a backyard camping night in Shelbyville — Pitch a tent, roast marshmallows, and tell stories. Check out these ideas to get started: 25 Family-Friendly Backyard Camping Ideas - Backyard Camping Tent.
- Join free summer library programs — From craft days to kids’ storytime in Kahoka or Palmyra.
- Grab bikes and ride a local trail — Pack water bottles and a few sandwiches.
From EBNEMO: Ask us about savings account options for your kiddos and how we can help your family build good money habits from the start.
Money-Smart Tips for Summer
Enjoy the season — and keep your wallet happy:
- Set up a small “summer fun” fund to cover outings.
- Use mobile banking to stay on budget, wherever you are.
- Watch local city pages for free events near Kahoka, Wayland, or Lancaster.
- Plan ahead for school expenses or fall projects.
How EBNEMO Helps You Make the Most of Summer
Whether you’re cooling off in Memphis, camping in Shelbyville, or catching a concert in Palmyra, Exchange Bank of Northeast Missouri is right there with you:
Here’s how we help:
- Mobile banking so you can handle money on the go.
- Checking, savings, and youth accounts for every life stage.
- Real people who know your town and your goals.
- Proud sponsors of the schools, events, and causes that make Northeast Missouri feel like home.
Ready to make your summer easy, fun, and local? Visit your local EBNEMO branch or check out our mobile banking options online and make this summer one to remember.
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