Your Child’s First Savings Account – What to Know

Saving is a skill that will serve you well at any point in your life. It is extremely important to introduce the concept of saving and budgeting to your children early on in life. Opening a savings account will not only help with teaching them this concept but will begin their savings journey. Keep reading to learn about what you need to know when opening your child’s first savings account.   At What Age Can My Child Have a Savings Account?   A child can generally
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If you don’t have a debit card, don’t worry, these top five reasons will convince you! If you’re reaching to make purchases, a debit card is a great asset to your wallet and financial freedom. Keep reading to learn the top ways a debit card makes your purchases simple.  1. Makes Purchases Convenient and Simple  Ever reached in your wallet and are short on cash? Having a debit card on hand makes it incredibly easy to either withdrawal funds from an ATM or simply use
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It’s completely common to feel a mixture of emotions after the holidays – exhaustion, boredom, and some eager to kick off new year’s goals. In this blog, we will be sharing some fun things to do in the post-Christmas, winter season to get you energized for the new year!   #1 Visit the Museum  The winter season is the best time to visit a museum, especially If you are looking for something to do on those cold and rainy days. Museums are a great way to get
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It is no secret food prices have risen in the past few months. Food is generally at the top of the list for basic human needs, so how do we go about combating these rising food costs? Keep reading for top tips to fight rising food prices this winter.   Eat Out Less  Dining out is an extremely expensive option if you opt for it to often, especially if you are already budgeting for a full list of groceries. If you think about it, many meals you purchase out can be made for a fraction
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Whether you are hosting this holiday season or simply trying to get into the cozy spirit, we’ve got some budget-friendly transitional décor tips to spruce up your home!  Less is More Decorating for fall and winter can seem incredibly overwhelming and expensive if you pick out décor for every seasonal transition and holiday. The key is to keep things simple and pick out items that will last you through the new year. If you decorate separately for fall, Halloween, Thanksgiving,
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There are so many benefits to having a checking account. Manage your money and day-to-day spending by opening a checking account. Keep reading to learn about the top benefits of owning and operating a checking account! What is a Checking Account?  A checking account is a transactional account which is typically used to make everyday transactions convenient. The funds in your checking account can be accessed by check, cash withdrawal, debit card, deposits made at our branches, or remote
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Summer has flown by and that means the holidays will be here before we know it. Setting a budget is crucial for not overspending during a very expensive time of year. Start saving and setting your budget now so that when the holidays arrive you aren’t scrounging to stay within the limits you’ve set. Here are the top steps for creating a budget for the holidays, as well as some savings tips.  Step 1: List Your Known Holiday Expenses  Your best strategy to avoid overspending
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Deposit insurance is one of the biggest pros of having an account at an FDIC-insured bank. An FDIC-insured bank protects your money in the event of an unlikely bank failure. Keep reading to learn the benefits of being covered by an FDIC-insured bank.  What is FDIC Insurance?  FDIC insurance is a significant benefit of putting your money in a bank that is FDIC insured. “The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category.”
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Hosting is what many look forward to during the holiday season, but with the excitement, it can also bring stress. Whether you’re hosting Christmas or a small gathering, these tips will ensure your event is a blast. Take the stress out of hosting with these effortless tips for entertaining!   Coordinate Schedules and Plans Early On   When it comes to getting a holiday party on the calendar, it can often be extremely difficult. Before you start planning dishes,
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Your cybersecurity is of the utmost importance. Do you know what phishing is? Keep reading to learn what phishing is, how it can happen, and tips to tighten up your cybersecurity.   Definition of Phishing  When criminals go phishing, do not take the bait. Phishing is when criminals create fake emails and lure you into opening them. These emails commonly bait you into clicking malicious software that will download on your computer or convince you to share personal information.
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