Online Safety Tips for Kids

Technology is everywhere and used on a daily basis, so how do we protect our children when online? Now more than ever is the most important time to sit down with your children and really explain the importance of being safe while online. That’s why Exchange Bank of Northeast Missouri wanted to offer some main points to touch on with your children when discussing online safety.  Family Rules: I won’t tell my address, name, phone number or other special information to anyone
Read More

While college remains one of the best ways you can invest in yourself and your future, it doesn’t change the fact that the costs of attending college only continues to grow. Focusing on your education should be your top priority while you’re in school. However, developing strong saving habits can not only cut costs while you’re attending college, but those habits can also help you be more responsible with your money once you’ve graduated. Set a Budget While this may
Read More

Buying your first home is so exciting. It can also be a little nerve wracking the first time around if you don’t have any guidance. Here’s what you should know about the home buying process, so you aren’t shocked by the expenses that come along. The Appraisal An appraisal is when you have a home expert come and determine the value of a home. They have no stake in the outcome of their conclusion, so you can expect an honest answer. You will want to be sure to have an appraisal
Read More

From sunny beaches to tall mountains, everyone has their own version of a dream vacation. How do you save enough cash to go? It’s important to see the world and take in all it has to offer, which is why Exchange Bank of Northeast Missouri has come up with these tried and trusted ways to save for your dream vacation. Timing Is Key Instead of taking off 5 whole days of work, is there a week where you can travel to include a weekend and a holiday? This automatically gives you a three day
Read More

Is your current car on the fritz or have you been eyeing that shiny new Jeep you see parked at a dealership on your way to work? If you’ve been hesitant to buy a new vehicle because you’re worried about it costing too much, here are some ways you can get the car you’ve had your eye on while still saving money. Get Pre-Approved Before starting your search, you should get pre-approved for a loan. It’s important to know what limit you qualify for and match that up with
Read More

Let’s get back to the basics! Cybersecurity is important for everyone, no matter if you use the internet every hour or every week. If you’ve never considered the best security tactics for the cyber world, hold on tight and pay close attention as we run through the biggest pillars of cybersecurity. What is cybersecurity? Cybersecurity is the act or process of protecting devices, networks and programs from theft or damage. Everyone has something to lose, whether it be their identity,
Read More

Whether you are taking your little ones for their very first school supplies shopping trip or perhaps gathering items you need as you continue your education this fall, there’s no need to empty your wallet. Here are some great ways to save money on school supplies, while still getting everything that’s on the list!   1. Ask a Friend If you have a friend who has taken that class before or whose child has had the same teacher, it’s time to give them a call. Ask them
Read More

Your wedding day is one of the happiest days of your life. You’re surrounded by family and friends and taking the next step in life with your spouse. And while your wedding is one of the happiest moments in your life, it is also among the most expensive. According to The Knot, the average cost of a wedding in 2018 was almost $34,000. Luckily for you, there are some strategies you can use to help trim costs and still have the wedding you’ve always dreamed of. Dressing Your Wedding Party Everyone
Read More

No matter your age, every day you work is a step closer to retirement. When you think of driving off into the golden years, where are you headed? You likely have a picture in mind, whether it is having a house in your dream location or an RV to explore the National Parks. Whatever that goal is, the steps to get there are going to be similar. Here are some great money moves you can make in order to reach your retirement savings goals. Start Where You Are Many are under the impression that they
Read More

You have ventured out to achieve your dream of owning your own business. Unfortunately, there are criminals who aim to take what you have worked so hard for. These criminals aren’t what they used to be, they aren’t standing at your door, but likely anonymous and entering your business from a remote location. It can happen to anyone and this is why it’s important you have a cybersecurity plan for your business. If you are new to the cybersecurity realm, start with this simplified
Read More