How to Meet Your Retirement Saving Goals

No matter your age, every day you work is a step closer to retirement. When you think of driving off into the golden years, where are you headed? You likely have a picture in mind, whether it is having a house in your dream location or an RV to explore the National Parks. Whatever that goal is, the steps to get there are going to be similar. Here are some great money moves you can make in order to reach your retirement savings goals. Start Where You Are Many are under the impression that they
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You have ventured out to achieve your dream of owning your own business. Unfortunately, there are criminals who aim to take what you have worked so hard for. These criminals aren’t what they used to be, they aren’t standing at your door, but likely anonymous and entering your business from a remote location. It can happen to anyone and this is why it’s important you have a cybersecurity plan for your business. If you are new to the cybersecurity realm, start with this simplified
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Buying your first home can be an exciting but overwhelming experience. With the right bank and agent, most of the hassle should be taken off your shoulders. It’s time to make sure you’re checking these items off your list to allow for a smooth house buying journey - without breaking the bank. Check Your Credit Score This is always one of the top points on anyone’s list. Making sure your credit score is high and on the rise will allow you the opportunity for better rates! Look
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The key to fighting cybercrime is knowledge and preparedness. Be sure you and your loved ones are following these top ten safety rules when surfing the web. 1. Don’t get click happy. If you’ve heard the phrase, “Think before you click,” you won’t underestimate the importance of this safety rule. Our internet lives are saturated with opportunities to click on thousands of links, taking us to thousands of places. The trouble with this is that there are some links
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There’s always that house in town that makes you stare a little longer. It’s either landscaped so beautifully that you can’t help but take in their attention to detail or it’s so terribly neglected with tacky lawn ornaments you can’t help but gawk. We hope that you are the former but if you are looking to spruce up your curb appeal while sticking to a reasonable budget, here’s what you can do. Power Wash Like You Mean It You may not realize just how dirty
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It’s that time of year when you’re likely to see ‘for sale’ signs on every block. Maybe you already have your eye on one and go out of your way to drive past it on your way home from work. Before you leap into purchasing a home, be sure to take these four steps before signing on the bottom line. 1. Understand Your Monthly Expenses Alarmingly, many Americans don’t have a true understanding about what money they have going out each month. This can be a dangerous
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The grass is always greener on the other side of winter, but is your bank account? Make the most out of your spring by boosting your savings. All it takes is an idea and some creativity to make some green this spring! Skip the Gym Of course your health should take top priority in all seasons. However, it’s great to switch up your routine, not only for your health but potentially for your wallet! Now that the weather is warming up, you can look for some alternatives for working out. A
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If you’re a small business owner, you’re likely a dreamer and a doer. The dreamer side of you hopes that your business will never be infiltrated and the doer side of you is reading this blog, ready to take an active defense on cybercrime. You will need both of these great qualities in order to seal your doors from those who want to take from your business and keep them wide open for customers. Here’s how: Train Employees While you may know your employees well or at least trust
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Raising your credit score can seem like a daunting task, or you may not really care what your score is. However, a credit score affects more than you may realize, which is why we find it important to share our knowledge. Develop consistently strong credit habits with these secret keys of advice from Exchange Bank of Northeast Missouri. 1. Show you can handle all types of debt. Debt comes in all different forms, from car loans and mortgages to credit card bills. Instead of paying for an
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Buying a home may be a common practice for the average American, but it is not a simple one. This is especially true if you are new to the game and have yet to learn the ins and outs of the process. No need to worry, we have plenty of experience from our years in the home buying business and are willing to share the best-kept secrets on the market! 1. Start Today If buying a new home seems far into your future, that means you are in the perfect position to prepare. Often, many have dreams of
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