Why is Having an Emergency Fund a Necessity?

With the recent events taking place causing widely experienced job loss, it’s been a clear reminder of how important an emergency fund is. When unexpected circumstances take place, having a fund to use for the time being will be what keeps the rest of your financial life going in a positive direction.  What’s an emergency fund?  An emergency fund is money you’ve set aside for unexpected expenses.
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‘Tis the season for spending time with family, making hot chocolate, building snowmen and, of course, buying presents! With the wonderful power of technology, we can surround the Christmas tree with gifts in just a few clicks. Keep reading to learn all about cyber safety while you shop this holiday season.  Watch out for enticing ads.  It’s common to come across pop-up ads or tempting deals
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Buying a house is most likely the biggest purchase you’ll make in your lifetime. Asking a lot of questions and having a well-thought-out plan before making the decision is crucial. We understand all the questions can become overwhelming, so we’re here to narrow it down to some of the most important financial things to consider before making your big purchase.  Questions to ask yourself:  Am I planning on living here long-term? Buying a
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High school years are often tricky when it comes to money. Your teenager might have a part-time job, but how can they start using that money wisely and investing in their future? Keep reading to find out how you can guide your child towards smart financial decisions.   Open a savings account and don’t touch it!  The first step is for your child to open a savings account. Here they can stash a percentage of the money they’re making for future
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Whether you’re getting married in the coming years or just recently said “I Do,” this exciting time of your life comes with things to think about and discuss. How you manage money will change and be adjusted once you get married, so planning it out beforehand is a must. Here are some tips for you and your partner to remember for after the wedding day.  Talk about your debt  Honesty is key in a relationship, which means it’s
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With each new addition to the family, expenses rise and finances can become more difficult to handle. That’s no reason not to enjoy having a big family, though! With these simple and effective money-saving tips, you can maintain peace of mind knowing you’re handling your money in the best way possible.  Check the Discount Stores  Going to a thrift store or discount store is especially helpful when shopping for kids’ clothing. Since
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Going back to school comes with a handful of expenses, and school lunch is one of them. Although packing lunch for your kids each day might not sound appealing, it will save you big bucks and is easier than you think. We hope you’ll give these six wallet-friendly lunch ideas a try this school year!  1. Cheese Quesadilla: Not only is this lunch delicious, but it’s super cheap and easy to make. All you need
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Welcome to your 30s! This time of life is exciting, eventful and often comes with many financial decisions. These decisions have a big impact on your future as well as the future of your family. We hope you can learn from others’ mistakes and make smart money choices for a bright and less stressful future.  Avoiding the Retirement Planning  No matter what age you are, retirement often
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While struggling with debt isn’t uncommon, getting out of it as soon as possible is important. Student loans, car loans, credit cards and other payments can lead to your pile of debt getting bigger and bigger. So, what steps should you take if you are in debt? Keep reading to find out.  1. Clean Out Your House & Sell What You Don’t Use  Start small and simply sell the things you don’t need. You’d
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Whether you’ve been working from home for a while or just recently started, getting a refresher on staying safe online is always a good idea. Working remotely comes with being at risk for a cyber-attack, which can be dangerous for your private work data. Read these online security tips to ensure you’re doing what you can to keep cybercriminals away.  Keep Your Work
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