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Checking Accounts

Accounts to Provide Convenient Access to Your Money

Exchange Bank believes in giving you checking accounts that have the right mix of features and convenience. That’s why we offer a wide range of accounts. Whether you’re looking for a free checking account or a Money Market Account that rewards you with tiered interest, you have options at Exchange Bank. Contact our offices to speak with our team about opening a checking account. 

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Exchange Bank Checking Accounts

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Free Checking Account


This account offers no fees and no minimum balance requirements for a free checking experience. 

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Regular Checking


Choose this account if you’re looking for a standard checking account with low fees and easy access to your money. 

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Senior Checking


Built to meet the needs of customers age 50 and older, this account has no fees and exclusive benefits for bank services.  

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NOW Checking Account


This account is interest bearing, that allows you to earn interest on your checking balance with a minimum balance requirement of $1,000. 

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Super NOW Accounts


Our Super NOW account is also an interest bearing checking account, but allows you to earn a better rate and has a minimum balance requirement of $5,000. 

coins

Money Market Account


This account allows you to earn tiered interest rates based on your account balance and has no monthly service charge.  

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