Personal Finances

One of the most important steps to pre-planning a successful vacation is your budget. There are many costs to manage and coordinate when booking a vacation. Keep reading for top tips on beginning your vacation budget now!  Step 1: Determine the Destination  A big factor in budgeting for vacation is getting an idea of the cost. Some may say you should set your budget in advance, but your destination will be the main determinant for your budget. Depending on where you go can Read More

Home renovations and remodels can be a great way to increase your home’s value if you are looking to sell, or simply make your house your dream home. Tailoring your home with these renovations and remodeling trends can help align modern trends and your style preferences. Keep reading to learn the top renovation and remodel trends for 2023 to inspire ideas that may appeal to you.   Renovation vs. Remodel?   Many do not know the true difference between the Read More

For those who love to spend money or often find it hard to restrain from purchases – this blog is meant for you to start 2023 off with smart saving habits. Spending money is most definitely easier than saving. Here are some tips to rein in on spending as well as save when spending. Keep reading to learn the Spender’s Guide to Saving Money in 2023.   Step 1: Automate Your Paychecks   Automating your paychecks is an easy way to save your money and hold Read More

If you don’t have a debit card, don’t worry, these top five reasons will convince you! If you’re reaching to make purchases, a debit card is a great asset to your wallet and financial freedom. Keep reading to learn the top ways a debit card makes your purchases simple.  1. Makes Purchases Convenient and Simple  Ever reached in your wallet and are short on cash? Having a debit card on hand makes it incredibly easy to either withdrawal funds from an ATM or simply use Read More

It’s completely common to feel a mixture of emotions after the holidays – exhaustion, boredom, and some eager to kick off new year’s goals. In this blog, we will be sharing some fun things to do in the post-Christmas, winter season to get you energized for the new year!   #1 Visit the Museum  The winter season is the best time to visit a museum, especially If you are looking for something to do on those cold and rainy days. Museums are a great way to get Read More

It is no secret food prices have risen in the past few months. Food is generally at the top of the list for basic human needs, so how do we go about combating these rising food costs? Keep reading for top tips to fight rising food prices this winter.   Eat Out Less  Dining out is an extremely expensive option if you opt for it to often, especially if you are already budgeting for a full list of groceries. If you think about it, many meals you purchase out can be made for a fraction Read More

There are so many benefits to having a checking account. Manage your money and day-to-day spending by opening a checking account. Keep reading to learn about the top benefits of owning and operating a checking account! What is a Checking Account?  A checking account is a transactional account which is typically used to make everyday transactions convenient. The funds in your checking account can be accessed by check, cash withdrawal, debit card, deposits made at our branches, or remote Read More

Deposit insurance is one of the biggest pros of having an account at an FDIC-insured bank. An FDIC-insured bank protects your money in the event of an unlikely bank failure. Keep reading to learn the benefits of being covered by an FDIC-insured bank.  What is FDIC Insurance?  FDIC insurance is a significant benefit of putting your money in a bank that is FDIC insured. “The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category.” Read More

As the weather gets cooler and summer becomes fall, it’s important to tighten up your budget, especially before the holidays. Don’t let the busyness of fall and back-to-school lead to overspending or big money mistakes. Maintain your budget this fall by reading up on the 10 most common money mistakes to avoid.   1. Not Setting Your Fall Budget  A huge mistake we all tend to make during the fall is not adequately planning out activities – especially Read More

Teaching a teen to save can sometimes be a struggle, as they do not necessarily understand the benefit. Whether your teen is years away from getting a job or heading off to college, teaching them the benefit of saving now and how to effectively do so will hopefully help them avoid learning tough lessons later in life. Enjoy these tips on how to effectively teach a teen to save!   Make Saving an Expectation  Learning about saving is one thing, but implementing it as Read More