Personal Finances

If you’re in your early twenties to late thirties, you’re in the millennial age range, also called Generation Y. Individuals in this generation are known for their creativity, openness to change and tech-savviness. It’s important for millennials to understand how to properly save money as they’re in the prime age for the biggest and most expensive changes life brings about. Keep reading to learn six helpful tips!  1. Retirement, Read More

With the recent events taking place causing widely experienced job loss, it’s been a clear reminder of how important an emergency fund is. When unexpected circumstances take place, having a fund to use for the time being will be what keeps the rest of your financial life going in a positive direction.  What’s an emergency fund?  An emergency fund is money you’ve set aside for unexpected expenses. Read More

Buying a house is most likely the biggest purchase you’ll make in your lifetime. Asking a lot of questions and having a well-thought-out plan before making the decision is crucial. We understand all the questions can become overwhelming, so we’re here to narrow it down to some of the most important financial things to consider before making your big purchase.  Questions to ask yourself:  Am I planning on living here long-term? Buying a Read More

High school years are often tricky when it comes to money. Your teenager might have a part-time job, but how can they start using that money wisely and investing in their future? Keep reading to find out how you can guide your child towards smart financial decisions.   Open a savings account and don’t touch it!  The first step is for your child to open a savings account. Here they can stash a percentage of the money they’re making for future Read More

Whether you’re getting married in the coming years or just recently said “I Do,” this exciting time of your life comes with things to think about and discuss. How you manage money will change and be adjusted once you get married, so planning it out beforehand is a must. Here are some tips for you and your partner to remember for after the wedding day.  Talk about your debt  Honesty is key in a relationship, which means it’s Read More

With each new addition to the family, expenses rise and finances can become more difficult to handle. That’s no reason not to enjoy having a big family, though! With these simple and effective money-saving tips, you can maintain peace of mind knowing you’re handling your money in the best way possible.  Check the Discount Stores  Going to a thrift store or discount store is especially helpful when shopping for kids’ clothing. Since Read More

Welcome to your 30s! This time of life is exciting, eventful and often comes with many financial decisions. These decisions have a big impact on your future as well as the future of your family. We hope you can learn from others’ mistakes and make smart money choices for a bright and less stressful future.  Avoiding the Retirement Planning  No matter what age you are, retirement often Read More

While struggling with debt isn’t uncommon, getting out of it as soon as possible is important. Student loans, car loans, credit cards and other payments can lead to your pile of debt getting bigger and bigger. So, what steps should you take if you are in debt? Keep reading to find out.  1. Clean Out Your House & Sell What You Don’t Use  Start small and simply sell the things you don’t need. You’d Read More

Credit cards have their benefits – building your credit score, earning rewards, convenience and more. They can also be dangerous if not used correctly. Since people often tend to spend more using credit cards rather than cash, it’s easy to get in over your head without realizing it. Keep reading to find out some great ways to be responsible when using your credit card.  Don’t Spend What You Can’t Afford  Just because credit Read More

While retirement might sound lifetimes away, it sneaks up faster than you think. Many people wonder when to start saving for retirement, how to start, how much money they’ll need and more. We’ll answer those common retirement questions in this blog, so keep reading!  When to Start  The time is now! If you are earning paychecks, start saving for retirement as soon as you can. The sooner the better, and the main reason for this is because your money will have Read More