Mortgages

How much can I reasonably spend on a home? This is a question every single prospective homeowner asks before purchasing a house, and this is exactly what we want them to be asking! While buying a home is a great financial investment to start building equity and wealth, no one wants to be house poor. Create a budget for yourself by using the tips below or jump straight to our mortgage calculator.  Save for a Down Payment and Closing Costs  A Read More

The housing market is ideal for both buyers and sellers at this time of year. Things are moving quickly so in order to sell your home fast, you need to be ready to move and groove! We’ve created this blog with tips and helpful advice on how you can sell your home fast.  Choose FSBO or Realtor  Choose if you will be selling the home yourself (for sale by owner) or if you will be using a realtor. The realtor knows the process and can get things rolling – they Read More

With rates continuing to be low, now is a great time to purchase a home! It may seem daunting at first, but it’s a great experience and can be fun if you are prepared. Whether you are a first-time homebuyer or have purchased a home before, keep reading to see how much money you need to buy a home.  You may not need the full loan amount offered.  While you can get a loan for a large amount of money, you may not want to get that full amount. Think about all Read More

Whether you’ve been looking for a while or have just decided to begin the hunt, buying a home is an exciting adventure! With rates so low, it’s the perfect time to become a new homeowner. But do you know some of the things you should be doing before stumbling upon your dream home? We’re here to explain our top four steps to home buying so you can enjoy the journey.  Know How Much You Can Afford  Even though you could get a loan for $300,000, it may Read More

Becoming a homeowner for the first time is no easy task! You’ve probably heard horror stories from friends about overpaying or missing a crucial piece of information before committing to an offer. Here are a few tips to help you prepare for buying your first (or next) home so you feel confident in the home you choose to buy!  Before You Buy  Start Saving Early – the earlier you start saving, the better! Many first-time homeowners assume they just need Read More

Buying a house is most likely the biggest purchase you’ll make in your lifetime. Asking a lot of questions and having a well-thought-out plan before making the decision is crucial. We understand all the questions can become overwhelming, so we’re here to narrow it down to some of the most important financial things to consider before making your big purchase.  Questions to ask yourself:  Am I planning on living here long-term? Buying a Read More

Buying your first home is so exciting. It can also be a little nerve wracking the first time around if you don’t have any guidance. Here’s what you should know about the home buying process, so you aren’t shocked by the expenses that come along. The Appraisal An appraisal is when you have a home expert come and determine the value of a home. They have no stake in the outcome of their conclusion, so you can expect an honest answer. You will want to be sure to have an appraisal Read More

Buying your first home can be an exciting but overwhelming experience. With the right bank and agent, most of the hassle should be taken off your shoulders. It’s time to make sure you’re checking these items off your list to allow for a smooth house buying journey - without breaking the bank. Check Your Credit Score This is always one of the top points on anyone’s list. Making sure your credit score is high and on the rise will allow you the opportunity for better rates! Look Read More

It’s that time of year when you’re likely to see ‘for sale’ signs on every block. Maybe you already have your eye on one and go out of your way to drive past it on your way home from work. Before you leap into purchasing a home, be sure to take these four steps before signing on the bottom line. 1. Understand Your Monthly Expenses Alarmingly, many Americans don’t have a true understanding about what money they have going out each month. This can be a dangerous Read More

Buying a home may be a common practice for the average American, but it is not a simple one. This is especially true if you are new to the game and have yet to learn the ins and outs of the process. No need to worry, we have plenty of experience from our years in the home buying business and are willing to share the best-kept secrets on the market! 1. Start Today If buying a new home seems far into your future, that means you are in the perfect position to prepare. Often, many have dreams of Read More